90-second statement analysis

AI reads bank statements and surfaces income, spending patterns and account conduct in seconds.

Payslip cross-referencing

Declared salary is verified against statement credits automatically.

Affordability & red-flag engine

Deterministic loan-to-income scenarios, stress-tested repayments and conduct flags — distilled into a broker-grade report.

FCA-compliant audit trail

Every action on a case is recorded in a tamper-evident, hash-chained log.